Business Kickstarter Loan
from RBI approved NBFC*

Competitive interest rates & quick disbursal Competitive interest rates & quick disbursal
  • Loan Amount
        Up to Rs 1 lakh for micro-entrepreneurs and small businesses.
  • Rate of Interest
        Interest will be calculated on reducing balance at the rate of 16-20% .

*deAsra foundation is not providing the loan. deAsra is only assisting the NBFC to identify eligible borrowers.

Fill Details

* Fields are mandatory.
  • Is your business located in Pune or Pimpri or Chinchwad?
  • Is your age between 22 to 65?
  • Do you have a smartphone?
  • Do you have a UPI id?
  • Is your business operational for more than a year?

Steps to get Working Capital Loan

Request a Service

Download NBFC apps

Submit documents and additional information

Get connected to the NBFC

Get a Loan from NBFC

Stay afloat or grow your business with Kickstarter Loan


For the working capital needs of the business.


Individuals/Proprietors, Partnership, LLP and Private Limited Companies.


  • An immediate family member as a co-borrower residing in the same residence is required.(Spouse/Son/Father/Mother)
  • 1 Post Dated Cheque of Full Loan Amount.
  • 2 Post Dated Cheques of the Equated Weekly Installment amount.


  • The repayment schedule will be in Equated Weekly Instalments (EWI).
  • The maximum repayment period (tenure of the loan) will be from 12 to 15 months.


  • Sanction Loan Amount- up to 1 Lakh.
  • Processing Fees- 1% of the loan amount + GST.
  • Insurance – Depends on the age of the borrower and the sanctioned loan amount.

deAsra services for Managing & Starting

Small Businesses Supported

₹ 0 cr

Loan Amount Facilitated


Free Online Business Guides

FAQ's for Working Capital Loan

Presently, NBFCs are considering a minimum of 12 months operational period for any business.

The Principal Moratorium period is only for the initial 3 months after receiving the loan amount.

  1. In case of delayed EMI, no penalty will be charged for the first 6 months. Thereafter, a 6% per annum(i.e 0.5 % per month) penalty will be charged along with a late payment fee of Rs 50/- for each EWI.
  2. There are no pre-payment charges.

The payment of EWIs should be made through UPI transfer.

Our partners in the journey

deAsra is associated with many organizations in the mission of promoting mass entrepreneurship.These organizations include funding partners, service partners, like-minded NGO’s and CSR’s workingtowards generating jobs through entrepreneurship, and entrepreneur clubs